Auto Insurance

Do you live in New Jersey and need car insurance? If so, we can help protect you here at Insurance Associates Plus. We offer many policies and coverages, from liability to comprehensive. You choose what you need and the amounts you think you can handle and let us take it there.

Auto Insurance Requirements

Every state has legal requirements intact for all drivers to meet. You are required to carry car insurance if you reside in New Jersey before registering your vehicle. It would be best if you had no-fault insurance. If you happen to get involved in a car accident, the no-fault insurance will reimburse you for your medical expenses and any wages lost, no matter who is responsible for the accident.

You must also make sure that you carry at least $15,000/$30,000/$5,000 in coverage. This covers bodily injury for each person and property damage to another person’s property.

Additional Coverage

Additionally, you can choose from any of the following recommended coverages to keep you further protected:

• Comprehensive- is used to pay for repair expenses for your vehicle if physical damage occurs from an accident that is not collision-related. This includes glass breakage, vandalism, theft, fire, and many others.
• Collision- is used to pay for vehicle repair expenses when damage occurs due to a collision with another motorist or object.
• Uninsured/underinsured- This is used to keep you protected if you are involved with another motorist who is at fault and doesn’t have any insurance or doesn’t have high enough limits to cover damages to your vehicle.
• Personal injury protection- is used to reimburse you for medical expenses and loss of wages incurred from an accident.

Quotes

To obtain a quote, don't hesitate to get in touch with our Insurance Associates Plus office or try our online rating tool today. We serve all residents in the state of New Jersey.